Contractors and Assignments of Benefits
In recent years, insurance companies have been dealing with claims being filed and handled by non-insureds. Traditionally, the ability to negotiate claims on an insured’s behalf was undertaken by a “public adjuster” or attorney. Now, repair shops, construction companies, and “short pay” businesses are taking over that role. Contractors and the like rely on two propositions to claim the right to handle insureds claims: (1) “Assignment of Benefits” agreements, and (2) Pepsi-Cola Metro. Bottling Co., Inc. v. Emps. Ins. Co. of Wausau. (2022 WI App 45, ¶ 15, 404 Wis. 2d 337, 349, 979 N.W.2d 627, 632, aff'd, 2023 WI 42, ¶ 15, 407 Wis. 2d 384, 990 N.W.2d 267).